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Finding Purpose in Helping Community Lenders

Submitted by Bill Jones on December 16, 2020

I am a big believer in purpose. Everything goes better when there is a purpose behind it, and the doing of it brings meaningful purpose to the people involved. When people believe they are involved in something meaningful to them, they put more effort into it. They tune in and lock on. I had to learn about purpose in my own industry.

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Community Lenders Provide Relief Despite Setbacks in 2020

Submitted by Unitas Financial Services on November 25, 2020
In a year full of challenges, one of the most powerful themes to emerge has been one of gratitude. During a time of uncertainty and change, the kindness and support of others has been a guiding light that has moved us forward in this new reality. Community lenders are no exception. Let's look at how the circumstances that came about in 2020 have affected community banking centers that are the heart of our country.
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A Closer Look at your Home Equity Lending Program

Submitted by Unitas Financial Services on November 16, 2020

Mortgage originations, whether new home purchases or refinances, have been booming over the last several months. The latest projections from Freddie Mac have $3.6 trillion for 2020, and 2021 is expected to produce $2.6 trillion. With all these purchases and refinances, why is now a good time to revisit your home equity program?

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Is Your Insurance Agent Just Another Vendor?

Submitted by Tod Hastings on October 30, 2020

Insurance Salesman. Now that’s probably not exactly what my parents had in mind for me as they sent me off to college many years ago. After over 30 years in the financial services industry, I didn’t see this type of career coming either! A “sales” position in general carries a certain stigma with it. As a lending institution that has relationships with numerous vendors, do you think of your insurance agent and agency as just another vendor or a trusted business partner? 

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Are You Making More RV Loans in 2020? - Unitas Financial Services

Submitted by Allen Moss on October 15, 2020

Last week I stopped in at a recreational vehicle dealership to browse travel trailers. As I spoke with the salesman, he mentioned they had been having a problem for most of the year. 

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Can a Lender ‘Get Lean’ in Portfolio Risk Management?

Submitted by Brian J. Ruhe on September 30, 2020

There has been plenty of discussion over the last many months about how the community banking world might look when we come out of this pandemic. Speculation and opinions are all over the board. The economic fallout is of great concern, and community lenders find themselves juggling priorities and recalibrating for the future. On the consumer-facing front, digital banking and technology are hot topics, ‘strategic innovation’ is a focus, and customer relief and mediation tactics are a balancing act. Inside the lending operations, there are concerns about PPP loan forgiveness, increased delinquency and default impacting collections staff, and continued remote workplace struggles with administrative workload balance adjustments across operational teams.

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